Creditor & Collection Firms
Firms operating under the NCBA Committed to Security program. Annual assessment cycles, vendor assurance to creditor clients, and the security operations required by regulated debt servicing.
Industries · Financial Services
From creditor firms working under the NCBA Committed to Security program, to mortgage banking firms navigating GSE, NYDFS, and CCPA security requirements, to private equity advisors managing portfolio risk, Convergent's financial services practice combines deep regulatory fluency with offensive security depth and continuous coverage through Sanctum.
Who we serve
Financial services is not a single market. Convergent's practice is built around the three audiences where our regulatory and program heritage translates into immediate value.
Firms operating under the NCBA Committed to Security program. Annual assessment cycles, vendor assurance to creditor clients, and the security operations required by regulated debt servicing.
Long-term strategic cyber advisory for PE groups managing security risk across portfolio companies. Assessment programs at portfolio scale, with pragmatic recommendations and confidential reporting.
Mid-market financial institutions such as community banks and credit unions, FinTech platforms, and mortgage bankers balancing regulatory examination, customer trust, and the offensive security testing that protects all three.
Anchor program
The National Creditors Bar Association's Committed to Security program is the assurance standard for creditor firms working with major financial institutions. Convergent co-developed the framework and delivers its annual assessment cycle to participating firms across the United States.
The program is the FinServ counterpart to TPN in media — a vendor-assurance gate that translates directly into the firm's ability to win and retain creditor work. Convergent's role spans framework stewardship, assessment delivery, and continuous support between cycles.
What is specific to FinServ
Financial services security is shaped by three forces that do not let up: regulators expecting demonstrable controls, auditors expecting documented evidence, and adversaries with the resources of organized crime or nation-state actors.
Regulatory examination dates do not move. Security programs have to be evidence-ready year-round, not just in the weeks before an exam.
Financial firms attract patient, capable adversaries. Generic penetration testing misses the long-tail TTPs that real financial-sector attackers use.
Most material breaches in financial services trace back to vendor or supply-chain exposure. Programs like NCBA CTS exist because the controls inside the firm are not enough on their own.
Findings, evidence, and remediation tracking need to hold up to internal audit, external regulator, and litigation discovery. Sanctum is built for that standard.
Anchor program
Annual security assessments for the mortgage banking industry, delivered by a firm with a seat on the Mortgage Bankers Association Cyber committee. The practice spans the full mortgage value chain — originators, servicers, technology vendors, and secondary market participants. All under one assessment standard tuned to the regulatory and operational reality of the industry.
The work integrates regulatory fluency in CCPA, NYDFS Cybersecurity Regulation (Part 500), and GSE seller/servicer security requirements (Fannie Mae, Freddie Mac) — the three frameworks that determine vendor-readiness across most material mortgage banking relationships in the United States.
FinServ-specific service depth
Convergent's FinServ practice runs across all three coverage pillars. These are the engagements where the regulatory and program knowledge translates most directly into outcome quality.
Assurance
Annual assessment to the Committed to Security framework. Convergent's program heritage means the assessment matches the program's actual intent, not a generic checklist.
Learn more →Assurance
For PE groups managing security risk across portfolio companies. Programmatic, comparable, and tuned to deal cycles and exit timing.
Learn more →Offensive
Penetration testing tuned to the TTPs used by adversaries targeting financial firms specifically — commodity malware to advanced persistent threats.
Learn more →Offensive
Multi-stage adversary simulation against named threat actor profiles. Tests whether your SOC and IR teams catch what regulators expect them to catch.
Learn more →Advisory
Fractional executive security leadership for mid-market financial firms. Regulator-ready program design, board reporting, and on-call escalation.
Learn more →Advisory
Preparation, evidence collation, and on-the-day support for CCPA, NYDFS, and other state-level cybersecurity examinations.
Learn more →Convergent has been a strategic provider for two years, completing 20 assessment projects and over 80 verification calls. They deliver recommendations that are very clear, pragmatic, and actionable.
Brad Strahorn
Black Creek Cybersecurity · Private equity advisory
Ready when you are
No sales pitch. A working conversation about your NCBA cycle, examination calendar, portfolio program, or specific FinServ security challenge.